{"id":379,"date":"2023-12-27T12:41:37","date_gmt":"2023-12-27T12:41:37","guid":{"rendered":"https:\/\/kagava.av.tr\/?page_id=379"},"modified":"2024-08-06T14:22:14","modified_gmt":"2024-08-06T14:22:14","slug":"trafik-kazalari-ve-sigorta-hukuku-hakkinda-sikca-sorulan-sorular","status":"publish","type":"page","link":"https:\/\/kagava.av.tr\/trafik-kazalari-ve-sigorta-hukuku-hakkinda-sikca-sorulan-sorular\/","title":{"rendered":"Trafik Kazalar\u0131 ve Sigorta Hukuku Hakk\u0131nda S\u0131k\u00e7a Sorulan Sorular"},"content":{"rendered":"\n

Trafik kazalar\u0131 ve sigorta hukuku hakk\u0131nda s\u0131k\u00e7a sorulan sorular \"\"<\/p>\n\n\n\n

Trafik kazas\u0131 ge\u00e7irdim. Hukuken ne talep edebilirim?<\/summary>\n

\u00d6ncelikle meydana gelen kazada maddi hasarl\u0131 olmas\u0131, bedensel zarar\u0131n meydana gelmesi ya da \u00f6l\u00fcm halinin vuku bulmas\u0131 gibi ayr\u0131mlar \u00f6nem arz etmektedir. Maddi hasarl\u0131 trafik kazas\u0131nda ma\u011fdur, kazan\u0131n meydana gelmesi nedeniyle \u00f6zellikle; hasar bedelini, de\u011fer kayb\u0131n\u0131, mahrum kal\u0131nan kar\u0131n\u0131 talep etmektedir. Bedensel zarar yahut \u00f6l\u00fcm halinde ise bunlara ek olarak; ge\u00e7ici i\u015f g\u00f6remezlik, daimi i\u015f g\u00f6remezlik, ula\u015f\u0131m gideri, tedavi gideri, bak\u0131c\u0131 gideri, ekonomik gelece\u011fin sars\u0131lmas\u0131ndan do\u011fan kay\u0131plar ve destekten yoksun kalma tazminat\u0131 ile manevi tazminat talep edebilir.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Trafik kazas\u0131 ge\u00e7irdikten sonra \u015fikayetten vazge\u00e7tim. Tazminat talep edebilir miyim?<\/summary>\n

Bilinmesi gerekir ki soru\u015fturma safhas\u0131nda \u015fikayetten vazge\u00e7ilmesi tek ba\u015f\u0131na tazminat hakk\u0131n\u0131 d\u00fc\u015f\u00fcrmez. E\u011fer \u015fikayetten vazge\u00e7ilirken tazminata ili\u015fkin haklardan feragat edildi\u011fi a\u00e7\u0131k\u00e7a belirtilmemi\u015fse ki\u015finin tazminat hakk\u0131 halen var demektir.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Maddi zarar\u0131m\u0131 kimden talep edebilirim?<\/summary>\n

Meydana gelen trafik kazas\u0131n\u0131n niteli\u011fine ba\u011fl\u0131 olarak de\u011fi\u015fmekle birlikte ma\u011fdur meydana gelen maddi zarar\u0131n\u0131; hem sigorta \u015firketinden hem de kazaya sebebiyet veren ki\u015fiden ayr\u0131ca kazaya veren ara\u00e7 bir ba\u015fkas\u0131 ad\u0131na kay\u0131tl\u0131 ise ara\u00e7 sahibinden talep edebilmektedir. Ma\u011fdur talep hakk\u0131n\u0131 hepsine y\u00f6neltebilece\u011fi gibi ayr\u0131 ayr\u0131 ilgilisine de y\u00f6neltebilir. Ancak sigorta \u015firketi bu durumda teminat limitleri ile sorumlu olacakt\u0131r.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Manevi zarar\u0131m\u0131 kimden talep edebilirim?<\/summary>\n

Meydana gelen kaza nedeniyle kanunun arad\u0131\u011f\u0131 anlamda bir manevi zarar olu\u015fmu\u015f ise ma\u011fdur bu zarar\u0131n\u0131 \u00f6ncelikle kazaya sebebiyet veren ki\u015fiden ya da kazaya sebebiyet veren ki\u015finin kulland\u0131\u011f\u0131 arac\u0131n sahibinden talep edebilir. Zorunlu Mali Mesuliyet Sigortas\u0131 (ZMSS) yani Trafik Sigortas\u0131 kapsam\u0131nda manevi zarar\u0131n tazmin edilebilmesi kural olarak m\u00fcmk\u00fcn de\u011fildir. Ancak Kasko sigortas\u0131 var ise bu defa poli\u00e7enin sa\u011flad\u0131\u011f\u0131 limitler dahilinde manevi zarar\u0131n sigorta \u015firketinden tazmini m\u00fcmk\u00fcnd\u00fcr.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Maddi ya da manevi zarar\u0131m\u0131 hukuken hangi yollar kullanarak giderebilirim?<\/summary>\n

Muhatab\u0131n sigorta \u015firketi ya da \u015fah\u0131s olmas\u0131 halinde ba\u015fvurulacak usuller farkl\u0131l\u0131k g\u00f6sterecektir. Muhatab\u0131n sigorta \u015firketi olmas\u0131 halinde sigorta \u015firketine ba\u015fvuru t\u00fcketilmesi gereken hukuki bir yoldur. Ancak ba\u015fvurunun cevaps\u0131z b\u0131rak\u0131lmas\u0131 ya da taleplerin tam olarak kar\u015f\u0131lanamad\u0131\u011f\u0131n\u0131n d\u00fc\u015f\u00fcn\u00fclmesi halinde ma\u011fdur, yarg\u0131 yetkisinin bulunmas\u0131 halinde dilerse Sigorta Tahkim Komisyonu nezdinde Tahkim yarg\u0131lamas\u0131na ba\u015fvurabilecek dilerse dava yolunu se\u00e7ebilecektir. Dava yolunun se\u00e7ilmesi halinde ise bu kez arabuluculuk s\u00fcrecinin t\u00fcketilmesi gerekecektir. Arabuluculuk s\u00fcrecinden de olumlu sonu\u00e7 al\u0131nmad\u0131\u011f\u0131 halde dava a\u015famas\u0131na ge\u00e7ilebilecektir. Muhatap sigorta \u015firketi de\u011filse uyu\u015fmazl\u0131k da ticari bir uyu\u015fmazl\u0131k te\u015fkil etmiyorsa bu kez ma\u011fdur, ba\u015fvuru ya da arabuluculuk ba\u015fvurusu yapma zarureti bulunmaks\u0131z\u0131n do\u011frudan dava a\u00e7abilecektir.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Kar\u015f\u0131 taraf\u0131n sigortas\u0131 yok\/\u00e7arp\u0131p ka\u00e7t\u0131. Hakk\u0131m\u0131 kimden talep edebilirim?<\/summary>\n

Meydana gelen kazada ma\u011fdur bedensel zarara u\u011fram\u0131\u015f yahut \u00f6lm\u00fc\u015f ise ma\u011fdur ya da \u00f6l\u00fcm halinde yak\u0131nlar\u0131; zarar\u0131n giderimi i\u00e7in G\u00fcvence Hesab\u0131’na ba\u015fvuru yapabilirler.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Trafik kazalar\u0131nda sigorta \u015firketlerin, Zorunlu Mali Mesuliyet Sigortas\u0131 (ZMSS) <\/strong>bak\u0131m\u0131ndan sorumlulu\u011fu ne kadard\u0131r ?<\/strong><\/summary>\n

Sigorta \u015firketleri, kazan\u0131n meydana geldi\u011fi tarihte y\u00fcr\u00fcrl\u00fckte olan tarifede belirtilen teminat limiti kadar sorumlu olacaklard\u0131r.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

De\u011fer kayb\u0131 nedir?<\/summary>\n

Kazaya kar\u0131\u015fan ve hasar g\u00f6ren ara\u00e7, kusursuz bir onar\u0131m ile kazadan \u00f6nceki haline d\u00f6nm\u00fc\u015f olsa dahi sat\u0131\u015f fiyat\u0131 kaza \u00f6ncesi belirlenen sat\u0131\u015f fiyat\u0131ndan mutlaka daha d\u00fc\u015f\u00fck olacakt\u0131r. \u0130\u015fte bu farka de\u011fer kayb\u0131 denmektedir.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

De\u011fer kayb\u0131 tazminat\u0131 alabilir miyim?<\/summary>\n

Evet. Sigorta \u015firketinden h\u0131zl\u0131 bir \u015fekilde de\u011fer kayb\u0131 tazminat\u0131 alman\u0131z m\u00fcmk\u00fcnd\u00fcr.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

Trafik kazalar\u0131nda zamana\u015f\u0131m\u0131 s\u00fcresi ne kadard\u0131r?<\/summary>\n

Maddi hasarl\u0131 trafik kazalar\u0131nda zamana\u015f\u0131m\u0131 s\u00fcresi kanun gere\u011fi; zarar g\u00f6renin, zarar\u0131 ve tazminat y\u00fck\u00fcml\u00fcs\u00fcn\u00fc \u00f6\u011frendi\u011fi tarihten ba\u015flayarak iki y\u0131l ve herhalde, kaza g\u00fcn\u00fcnden ba\u015flayarak on y\u0131l i\u00e7inde zamana\u015f\u0131m\u0131na u\u011frar. Ne var ki yaralanmal\u0131 ve \u00f6l\u00fcml\u00fc kazalarda bu s\u00fcre daha uzundur. Meydana gelen kazada bir veya birden fazla \u00f6l\u00fc varsa 15 y\u0131l, bir veya birden fazla yaral\u0131 varsa 8 y\u0131ld\u0131r.
\u00d6l\u00fcm ve yaralanma birlikte bulunuyorsa uygulanacak zamana\u015f\u0131m\u0131 s\u00fcresi \u00f6l\u00fcml\u00fc kazalarda oldu\u011fu gibi 15 y\u0131ld\u0131r.<\/o-anim-typing><\/p>\n<\/details>\n\n\n\n

\n

<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Trafik kazalar\u0131 ve sigorta hukuku hakk\u0131nda s\u0131k\u00e7a sorulan sorular<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-379","page","type-page","status-publish","hentry"],"yoast_head":"\nTrafik Kazalar\u0131 ve Sigorta Hukuku Hakk\u0131nda S\u0131k\u00e7a Sorulan Sorular - Kagava Avukatl\u0131k & Arabuluculuk Ofisi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kagava.av.tr\/trafik-kazalari-ve-sigorta-hukuku-hakkinda-sikca-sorulan-sorular\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trafik Kazalar\u0131 ve Sigorta Hukuku Hakk\u0131nda S\u0131k\u00e7a Sorulan Sorular - 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